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Search for the skill or situation you want to work on, such as focus, negotiation, or setting boundaries. Open a practice to read its steps before choosing what suits you.
60 results (expanded search) for "مخاطر مالية وصحية"
Professional
Career Pivot Risk Map
Before pivoting to new field, map 5 risks and 3 cheap experiments before full leap.
Administrative
Monthly Risk Register
List your top 10 risks with probability, impact, and owner; review the first Monday each month.
Administrative
Project Risk Register
A living table of every project risk: probability, impact, owner, action.
Administrative
Risk Matrix: Probability × Impact
Rate each risk on a 5×5 grid — color dictates response urgency.
Professional
Risk-Probability Matrix
Place each risk on 2x2: probability × impact — treat high/high first.
Parenting
Risk Talk Without Lecture
Talk to your teen about drugs, sex, reckless driving before the moment arrives — dialogue not lecture.
Parenting
Risk Talks Without Lecture
Discuss drugs/alcohol/sex via questions, not lectures. Curiosity opens when invited, not imposed.
Digital & AI
Creator Income Diversification
Map your current income — if 80%+ comes from one source (platform ads, one client), you're in real danger at the first algorithm shift.
Leadership
Expected Value Calculation
Don't choose by "most likely outcome" — multiply each outcome's probability by its value, then sum.
Administrative
Project Pre-Mortem
Before starting, imagine the project failed in six months and write down why.
Professional
Pre-Mortem Analysis
Imagine your decision failed a year from now and write the reasons today — preventing 70% of catastrophes.
Professional
Pre-Mortem
Before executing decision, imagine it failed in a year, enumerate most likely failure causes.
Administrative
Hunting Single Points of Failure
For every critical process ask: if this person or system vanished tomorrow, what happens?
Leadership
Free sample · no sign-in
Pre-Mortem: Imagining the Decision Failed
Before committing to a big decision, imagine it failed a year from now and list three primary causes.
Leadership
3-Scenario Planning
Craft three plausible futures (optimistic, base, hard) and test your decisions against each.
Leadership
Red-Team Exercise
Task a separate team with attacking your plan as if they were a smart adversary — before reality discovers it.
Digital & AI
14-Day Trial Before Subscription
Don't subscribe to a new tool before truly using it 14 days in real workflow.
Professional
Emergency Fund Build
Target: 3-6 months expenses in separate liquid account before any long-term investing.
Social
Monthly Neighborhood Ritual
Organize a monthly meet with neighbors (coffee, breakfast, walk) — builds the "third place" we lost.
Administrative
Pre-Mortem Protocol
Imagine the project failed entirely a year from now; list 7 plausible reasons before starting.
Digital & AI
Child Online Safety
Before any new app for your child: check 3 things — recommended age, privacy, stranger contact.
Psychological
Catastrophe to Probability
Each catastrophe has 0-100% probability. Assign it — shrinks size.
Professional
Monthly Subscription Audit
Audit every auto-subscription in 30 minutes and cancel what you don't actually use — typically recovering 30-50% of digital spend.
Professional
Stop at 80% Rule
Stop at 80% — don't bury in 20% perfectionism.
Professional
50/30/20 Budget
Allocate income: 50% needs, 30% wants, 20% savings/investing/debt.
Professional
Net Worth Tracking
First Saturday monthly, compute: assets − debts = net worth. Track curve.
Professional
Zakat/Tax Optimization Review
Yearly, consult accountant to legally optimize zakat/tax by 10-30%.
Professional
Financial Independence Calc
Compute "your number": 25× annual expenses = financial independence (4% rule).
Social
Financial Lending Boundary
Unified personal policy: I don't lend from salary, I gift up to a known cap — avoid awkwardness.
Social
Starting the Financial-Transparency Talk
Open the sensitive money talk with a values question first, not a direct numbers spreadsheet.
Administrative
Zero-Based Budget Every Quarter
Start each quarter at zero and force every line item to re-justify its existence.
Administrative
Internal Audit Prep
30 days before audit: self-review controls — find gaps before auditor does.
Administrative
Conflict of Interest Declaration
Each team member: annual signature on disclosure of relationships affecting decisions.
Administrative
Expectation-Setting Kickoff
Project first meeting: explicit expectations — scope, date, quality, comms, alarms.
Leadership
70% Information Decision Rule (Bezos)
Don't wait for 90% information; major decisions are made at 70% — beyond that is costly delay.
Leadership
Reversible vs Irreversible Doors
Distinguish decisions you can reverse cheaply from those you can't — then treat them differently.
Leadership
Second-Order Thinking
Don't stop at the immediate consequence; ask "and then what?" three times.
Leadership
Devil's Advocate
Designate one person — or take the role yourself — as official critic before approving any major decision.
Leadership
Regret Minimization (Bezos)
Imagine yourself at 80 looking back — which option causes the least regret?
Leadership
Sunk Cost Release
Effort and money already spent are unrecoverable — ignore them when evaluating continue vs exit.
Leadership
Decision Classification: Reversible?
Per decision: is it a two-way door (reversible) or one-way door?
Leadership
Mini Pre-Mortem for Leaders
15 min before a big decision: imagine it failed a year later, list 5 likely causes with mitigations.
Leadership
Mastering Crucial Conversations (Patterson)
3 conditions for crucial conversations: high stakes, opposing opinions, strong emotion — use 7 skills to succeed.
Leadership
Porter's 5 Forces: Anatomizing Your Industry
Your industry isn't just war on competitors. 5 forces determine your profit. Ignoring = slow bankruptcy.
Leadership
Responding to the Innovator's Dilemma
Your current profitable products kill your future innovations. This exercise spins off an innovation unit before too late.
Leadership
Kill the Company: Self-Disruption Exercise
Gather team, ask: "How could you destroy our company in 5 yrs?". Answers = vulnerabilities to fix before a competitor does.
Leadership
Designing an Effective Stretch Assignment
Task 20% bigger than employee's current ability. Scares 30%, fails 30%, succeeds 40%. Difficult balance.
Leadership
Succession Planning: Who Replaces You?
For each leadership role in your team (including yours), 2-3 ready successors. Otherwise, you're a prisoner of your role.
Leadership
Whistleblowing Prep
Before whistleblowing, document evidence, consult counsel, know your legal rights.
Leadership
Psychological Safety Address
Write a speech or message declaring your commitment to a fail-safe environment.
Leadership
Innovation Portfolio Balance (Core/Adjacent/Transformational)
Distribute innovation investment roughly 70/20/10 across core (improving current), adjacent (nearby extension), transformational (future bet) — not all in one bucket.
Leadership
Disagreeing with Your Boss Productively
Use the format "I agree on X, but I see a risk in Y, and suggest Z" instead of silence or unstructured direct opposition.
Parenting
My Anxiety vs. My Child's Actual Risk
Before you stop your child, separate your personal anxiety from the actually measured risk of the situation.
Parenting
Failure Celebration
Tell your child about your failures weekly — the biggest gift granting him "permission to fail."
Parenting
Allowance That Teaches Money
Weekly allowance split three ways (spend/save/give) builds financial literacy before age 12.
Parenting
Failure Portfolio
A notebook proudly logging your child's failures — resists "one-perfect-version" perfectionism before adolescence.
Parenting
Financial Literacy Conversation for Teens
Teach your teen budgeting and saving through real money and real decisions, not a theoretical lecture.
Parenting
Building the Child's Own Self-Advocacy Skill
Teach your child to explain his own needs gradually — instead of remaining his only voice forever.
Digital & AI
Spot Phishing in 30 Seconds
Before clicking any email link: check full sender, hover URL, urgency, spelling.
Digital & AI
Sensitive Data Redaction Before Prompting
Before pasting anything in AI: redact names, numbers, emails, financial data.