Every 3 months, read bank statement line-by-line, cancel 2-3 unused subscriptions.

Write four sentences: Describe the behavior, Express the impact, Specify the change, Consequences.

In tough confrontation: Describe-Express-Specify-Consequence — four sentences resolve.

Check all your emails on haveibeenpwned.com to know which breaches exposed your data.

Don't subscribe to a new tool before truly using it 14 days in real workflow.

Don't paste contracts, health data, or IP into a public model — may appear in later training.

Don't ask AI "write in author X's style". That = using their commercial style sans permission.

Before adding a new tool, verify it doesn't duplicate a job an existing tool already does — overlap costs more time and money than it saves.