Define exactly when you'll kill the project before it even starts — don't wait until failure is discovered too late.

Identify projects no longer worth continuing but not yet officially cancelled, and end them with dignity, not silent postponement.

Allocate income: 50% needs, 30% wants, 20% savings/investing/debt.

Balance investment across the core today, near growth, and long-range bets.

Learn 4 signals that reveal the model invented info instead of citing documented fact.

Do not use AI-sourced info before verifying it in two independent external sources.

Before accepting any AI answer, ask: source? dates correct? names real?

Review every app with access to camera, microphone, location, or contacts, and revoke every permission not actually needed.